The Business Challenge

Residents are increasingly seeking swift, private, and convenient access to government services online. Yet this surge in demand has led to a spike in identity fraud, which is obstructing the path to digital transformation and costing taxpayers millions.

The 1Kosmos CSP is a managed service that provides the systems and expertise needed to deliver residents a privacy-preserving and effortless enrollment and authentication experiences. The 1Kosmos platform provides agencies full service identity verification at the time of enrollment and passwordless multifactor authentication that verifies identity at every access point, reducing fraud management overhead to detect synthetic and stolen identities and combat account takeover.

And since 1Kosmos is managing the workload, agencies can allocate their limited resources more effectively, ensuring that services are delivered efficiently to those who are eligible.

The 1Kosmos Advantage

Identity Verification Fraud Prevention Equitable Access Privacy by Design
Automatically Verify Identity for New Resident Accounts

Remote identity verification takes the guesswork out of determining if an individual is who they claim to be. It replaces manual review processes with a modern, automated workflow that can validate government-issued credentials and match them to live biometrics with +99% accuracy, enabling agencies to enhance security, maintain compliance, and build trust with residents.

1Kosmos CSP is a managed service readily integrated via standard APIs to implement a tailorable identity verification journey that guides residents through a self-service process to achieve the appropriate level of identity assurance (up to NIST IAL2). Once the resident successfully completes identity verification, they can be bound to a phishing-resistant passwordless authenticator (i.e., a digital wallet) that proves identity at every authentication request.

1Kosmos can utilizes many factors to verify identity, including banking account, telco account, email, social security number, phone number, and government-issued IDs for around 150 countries. This helps verify all individuals including the unbanked, thin-file, and no-hit populations.

Build Citizen Trust with Enterprise Grade Security

Post-identity verification and during resident onboarding, individuals are often provided with weak credentials such as username and password, which are vulnerable to phishing attacks leading to Account Takeover (ATO) and fraud.

With the 1Kosmos CSP, agencies can leverage our industry leading user experience and identity verification workflows that match assurance levels to transaction risk. After identity verification, citizens and residents can utilize a digital wallet that is phishing-resistant and provides passwordless multi-factor authentication.

1Kosmos integrates with leading component vendors using out-of-the-box APIs that enable rapid deployment and standards-based integration across any environment.

Utilize a Credential Service Provider (CSP) with Ease

Ensuring access for all citizens and residents requires a flexible platform that offers many modalities through which citizens can enroll and verify their identity, through web interface, mobile app, agent assisted / remote supervised, or in-person proofing.

The 1Kosmos CSP integrates and manages equitable access for agencies by utilizing many non-biased modalities for enrolling and authenticating citizens and residents, including a web interface, mobile app, agent-assisted / remote-supervised proofing. Additionally, we collaborate with agencies and organizations to reach underserved populations and continually enhance our platform based on feedback to ensure inclusivity for all.

The 1Kosmos CSP delivers identity verification results without human or AI bias for both gender and race. It can verify a wide range of identity details and includes workflows tailored for the underserved, unbanked, thin-file, and no-hit populations.

Customer Managed Data

Capturing and storing citizen and resident PII and biometric data requires special attention to data storage, handling, and management. Meeting ever-changing compliance mandates is an additional layer that adds to the complexity and risk agencies face.

1Kosmos CSP offloads the capture and management of citizen and resident PII data, and assumes the responsibility of all captured data. During enrollment, information collected from scanned citizen and resident credentials are encrypted and, for the highest level of security, stored in the 1Kosmos distributed framework, compliant to the W3C DID standard.

Additionally, all personal identifiable information (PII) is encrypted end-to-end, so as we federate into an agency service, the data is never exposed, plus the captured PII data can only be shared with the user’s explicit consent.

Contact us for a demo!

Insights
Learn how Indisputable Digital Identities are Created with Biometrics and a Blockchain